On January 6, 2022, the CFPB issued its Fall 2021 Supervisory Highlights. It found that lenders may have violated ECOA. Learn more.

Appraisers must be knowledgeable about these anti-discrimination requirements and must generate appraisals in conformity with USPAP requirements.

Compliance requirements are ever-changing, and it’s crucial for banking, lending, and other financial institutions to not only stay up to date with the latest regulatory updates and changes, but also have access to a comprehensive — and flexible — regulatory compliance analytics platform. Regulatory agencies, such as the Consumer Financial Protection Bureau (CFPB) and Federal […]

On September 23, 2021, the CFPB issued a report on complaint submission patterns by census tract.

The CFPB issued a report on HMDA data collected in 2018, 2019, and 2020 that outlines a number of trends in residential mortgage originations.

On April 1, 2021, the U.S. Supreme Court issued a decision in Facebook v. Duguid. Learn how the ‘autodialer’ TCPA decision will affect residential mortgage loan originators.

On March 31, 2021, the CFPB announced that it will rescind seven separate policy statements issued last year, each meant to provide temporary flexibility to financial institutions, as they do business during the COVID-19 pandemic.

On March 3, 2021, the CFPB issued a notice of proposed rulemaking (NPRM) to delay the mandatory compliance date for the revised General Qualified Mortgage Rule from applications received on or after July 1, 2021 to applications received on or after October 1, 2022

On December 10th, the Consumer Financial Protection Bureau (CFPB) announced two final rules to complete its planned revisions to the TILA ability-to-repay (ATR) rule.

The CFPB published an assessment of the TRID Integrated Disclosures Rule. The Dodd-Frank Act requires the CFPB to assess each ‘significant rule’ created by the Dodd-Frank Act and to publish the results of the assessment within five years of the rule’s effective date.